A Home, Not

Forget houses, I've so many paranoia issues with security and stairs that I'll never live in a house that has more than 1 storey. So when it comes to flats, there is a strict policy of no lofts or penthouses. As long as my name is on the ownership papers, that piece of property mustn't have any friggin' stairs.

Flats to me are like, well, just properties. I've come to realize that they don't excite me. I don't go ooh and ahh over them. They're simply utilitarian. To me, renting a flat and buying one has no major difference. I'm not sentimental over a flat. A home is wherever I define it to be. It doesn't even have to be in Singapore.

I don't have a habit of physically going out to view flats. I'm quite decisive about things like location and environment. Those information can be gleaned through paper submissions and viewed in a virtual tour. I demand full details, disclosure and information. This way, it's easy to shortlist 3 properties and then simply make a decision.

When I finally went down to see the empty flats, I was pleased with the fact that they were everything the lawyers and agent declared. If I could pay the Ikea consultant to outfit the entire flat including the renovations, I'd merrily do so.

Hence, it's extremely pleasing to have a professional interior designer to do the entire project, including yelling at people to faster move their ass and hurry up with it already. I honestly don't care if you use crimson or mauve. It's all maroon to me. Or if the teal leans towards blue rather than green. Better still, another professional can sort out the issue of passing it over to the tenants.

I like conveyancing lawyers. They do the thinking and sums to help me achieve the desired objectives and outcomes. :) These aren't my first properties. Investing in them is important, of course. They ensure a continuous stream of happiness. However, the greater realization is, I finally remember that I possess an active CPF account. This kinda happens when I've obediently paid income tax for 4 years. Neither do I want to invest the funds because it'll be the most sluggish performing with the lowest rates of return among my investments. I just want to find some way to use the funds and not let it sit idle. The whole point of this flat-buying exercise is to deplete my CPF to its remaining limits because I'm not convinced of the viability of this scheme to sustain me through to death.